DAMPAK PEMBIAYAAN PRODUKTIF PERBANKAN TERHADAP PERTUMBUHAN EKONOMI PULAU SUMATRA DITENGAH PEMBANGUNAN JALAN TOL TRANS SUMATRA

Authors

  • Muhammad Anif Afandi Universitas Muhammadiyah Metro
  • Indanazulfa Qurrota A'yun Universitas Ahmad Dahlan

DOI:

https://doi.org/10.24127/jm.v16i1.794

Abstract

Penelitian ini bertujuan untuk menganalisis dampak pembiayaan produktif perbankan terhadap pertumbuhan ekonomi Pulau Sumatra ditengah pembangunan Jalan Tol Trans Sumatra (JTTS). Pembiayaan produktif perbankan yang terdiri dari pembiayaan modal kerja dan pembiayaan investasi digunakan sebagai variabel independen dan dihubungkan dengan variabel dependen yaitu pertumbuhan ekonomi. Sementara itu, dampak pembangunan JTTS terhadap pertumbuhan ekonomi dianalisis menggunakan variabel dummy. Metode regresi data panel dengan model fixedeffectdigunakan sebagai teknik analisis data dengan hasil penelitian yang menyimpulkan bahwa kedua jenis pembiayaan produktif perbankan berpengaruh positif, namun tidak signifikan terhadap pertumbuhan ekonomi Pulau Sumatra. Disamping itu, rata-rata pertumbuhan ekonomi Pulau Sumatera ditengah pembangunan JTTS diketahui lebih tinggi dibandingkan dengan sebelum dimulainya pembangunan JTTS. Hasil penelitian ini memberikan informasi yang bermanfaat bagi pelaku proyek dan pemerintah bahwa sumber pembiayaan produktif perbankan belum diberdayagunakan dengan maksimal untuk mendukung pertumbuhan ekonomi ditengah pembangunan JTTS.

Kata Kunci: Pembiayaan Produktif, JTTS, Pertumbuhan Ekonomi, Pulau Sumatra

Author Biography

Muhammad Anif Afandi, Universitas Muhammadiyah Metro

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Published

2022-04-26

Issue

Vol. 16 No. 1 (2022): April

Section

Articles

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