PENGARUH MAKRO EKONOMI TERHADAP PROFITABILITAS PERBANKAN SYARIAH DI MASA PANDEMI COVID-19
DOI:
https://doi.org/10.24127/jm.v16i2.1117Abstract
Pandemi Covid19 secara global telah mengakibatkan berbagai negara bukan hanya mengalami krisis kesehatan namun berdampak pada kondisi perekonomian. Selama terjadi pandemi Covid19, Indonesia mengalami berbagai gejolak seperti pertumbuhan ekonomi yang mengalami kontraksi maupun inflasi yang meningkat. Keadaan demikian dianggap dapat mempengaruhi profitabilitas perbankan sehingga tujuan penelitian ini adalah untuk mengetahui pengaruh PDB dan inflasi terhadap profitabilitas perbankan syariah di Indonesia. Metode penelitian ini merupakan penelitian kuantitatif dengan regresi linier berganda. Populasi dalam penelitian ini sebanyak 32 perbankan. Sampel dalam penelitian ini menggunakan total sampling sehingga terdapat 32 sampel penelitian. Hasil penelitian menunjukkan bahwa PDB tidak berpengaruh terhadap profitabilitas (p; 0,705>0,05) sedangkan inflasi memiliki pengaruh terhadap profitabilitas (p; 0,438 < 0,05).
Kata kunci: PDB, Inflasi, Profitabilitas
Â
References
Ahyar, H., Maret, U. S., Andriani, H., Sukmana, D. J., Mada, U. G., Hardani, S.Pd., M. S., Nur Hikmatul Auliya, G.
Fardani, R. A., Ustiawaty, J., Utami, E. F., Sukmana, D. J., & Istiqomah, R. R. (2020). Buku Metode Penelitian Kualitatif & Kuantitatif (Husnu Abadi (ed.); 2020th ed., Issue March). CV. Pustaka Ilmu.
Bank Indonesia. (2022). Bangkit dan Optimis: Sinergi dan Inovasi Untuk Pemulihan Ekonomi. Bank Indonesia.
Bosca, J. ., Domenech, R., Ferry, J., & Ulloa, C. (2020). The Stabilizing Effects pf Economic Policies in Spain in Times of Covid-19. Emerald: Applied Economic Analysis, 29(85), 4–20. https://doi.org/10.1108/AEA-11-2020-0165
Fadilla, A. S., & Purnamasari, A. (2021). Pengaruh Inflasi Terhadap Pertumbuhan Ekonomi Indonesia. Jurnal Pemikiran Dan Pengembangan Ekonomi Syariah, 7(1), 17–28.
Fahrika, A. I., & Roy, J. (2020). Dampak pandemi covid 19 terhadap perkembangan makro ekonomi di indonesia dan respon kebijakan yang ditempuh The impact of the Covid 19 pandemic on macroeconomic developments in Indonesia and the policy response taken. Jurnal Inovasi, 16(2), 206–213.
Fikri, P. M., & Manda, G. S. (2021). Pengaruh Risiko Suku Bunga BI, Risiko Inflasi, Risiko Nilai Tukar Terhadap Profitabilitas Pada Bank Syariah Periode 2012-2019. Jurnal Akuntansi Dewantara, 5(2), 122–155. https://doi.org/10.26460/ad.v5i2.8950
Hadiwardoyo, W. (2020). Kerugian Ekonomi Nasional Akibat Pandemi Covid-19. Journal of Business & Entrepreneurshio, 2(2), 83–92. https://doi.org/10.24853/baskara.2.2.83-92
Haramin, I., Nanda, T. S. F., & Ismuadi. (2020). Pengaruh Inflasi, BOPO, dan Pembiayaan Mudharabah Terhadap Profitabilitas Pada Bank Syariah di Indonesia. Jurnal JIMEBIS, 1(2), 32–51.
International Labour Organization. (2020). From Crisis to Opportunity for Sustainable Peace. International Labour Organization.
Junaedi, D., & Salistia, F. (2020). Dampak Pandemi Covid-19 Terhadap Pertumbuhan Ekonomi Negara-Negara Terdampak. Simposium Nasional Keuangan Negara, 995–1013.
Maleha, N. Y., Saluza, I., & Setiawan, B. (2021). Dampak Covid-19 Terhadap Pendapatan Pedagang Kecil Di Desa Sugih Waras. Jurnal Ilmiah Ekonomi Islam, 7(3), 1441–1448.
Pardhan, S., & Drydakis, N. (2021). Associating the Change in New COVID-19 Cases to GDP per Capita in 38 European Countries in the First Wave of the Pandemic. Frontiers in Public Health, 8(1), 1–8. https://doi.org/10.3389/fpubh.2020.582140
Rizal, F. (2019). Dampak Makroekonomi Terhadap Profitabilitas Perbankan Syariah di Indonesia. Journal of Islamic Economic and Business : El Barka, 2(2), 300–328.
RodrÃguez, R. C. (2019). Determinants of Commercial Bank Profitability in Mexico. Jurnal EconoQuantum, 12(1), 97–123.
Silitonga, D. (2021). Pengaruh Inflasi Terhadap Profduk Domestik Bruto (PDB) Indonesia Pada Periode Tahun 2010-2020. Jurnal Manajemen Bisnis, 24(1), 111–122.
Widiastuti, A., & Silfiana. (2021). Dampak Pandemi Covid-19 Terhadap Pertumbuhan Ekonomi di Pulau Jawa. Jurnal JEQU, 11(1), 97–107.
Downloads
Published
Issue
Section
License
Licensing and Reuse Rights
All articles published in Derivatif: Jurnal Manajemen are licensed under the Creative Commons Attribution (CC BY) 4.0 International License.
This license permits unrestricted use, distribution, and reproduction in any medium, including commercial use, provided that the original author(s) and the source are properly credited.
Under the CC BY license, readers are allowed to:
Share — copy and redistribute the material in any medium or format
Adapt — remix, transform, and build upon the material for any purpose, including commercial purposes
No additional permission is required from the authors or the publisher, as long as proper attribution is given.
The full license text can be accessed at:
https://creativecommons.org/licenses/by/4.0/
Â
Copyright and Author Rights Policy
Authors who publish in Derivatif: Jurnal Manajemen retain the copyright of their articles.
By submitting and publishing their manuscript, authors grant Derivatif: Jurnal Manajemen the right of first publication and the right to publish, reproduce, distribute, and archive the article in all forms and media.
All published articles are licensed under the Creative Commons Attribution (CC BY) 4.0 International License.
Under this license:
Authors retain full copyright ownership of their work.
The journal is granted the right to publish and disseminate the article as the original publisher.
Readers and third parties are permitted to read, download, copy, distribute, print, search, link to the full texts, and reuse the articles for any lawful purpose, including commercial use, provided that appropriate credit is given to the original author(s) and the journal.
No additional permission is required from the authors or the publisher for reuse that complies with the terms of the CC BY license.
The full license terms are available at:
https://creativecommons.org/licenses/by/4.0/
